All payments received for any or all packages or deposits are non-refundable, including all the face to face and online packages. Cancellation of any lesson forfeits your deposit.  Credit Card or electronic payments will be charged a 6% processing fee. All courses must be complete within 1 calendar year from initial enrollment.  Failure to complete the course within one year forfeits any deposit or payments made on that class.  Any payment or deposit made on a course is considered customized and is therefore ineligible for a refund based on poolteacher.com's policy and PayPal's policy.  All paid lessons come with a photo session with the instructor that will be featured with our Facebook page and other social media along with our advertisements. If you wish to waive your photo opportunity please notify us in writing.